Skip to main content

Consumer Protection Act

 Consumer Protection Act

Consumers are considered an integral part of the world of business. Consumers are the ones who create

demand in the market and due to which in the circulation of money.

Consumers are considered as a person who purchases goods and services for personal use .as the market

is growing so is corruption, there was a time when consumers were exploited. They were either charged

more or the quality of the product and service was not up to the mark.

The world economic forum has declared that by 2030 with a GDP growth rate of 7.6%, India has a big

chance to become the 3 rd largest consumer market to protect a market India has many consumer laws and

one of which is the consumer protection act 1986, later on, this act was replaced by the consumer

protection act 2019. This act was passed in the assembly in October 1986 and came into force on

December 24, 1986.

This act was implemented to protect consumer rights, it is considered as a part of the law of torts, which

means filing a civil suit for damages against the shopkeeper or the service provider. This act is based on

the doctrine of caveat emptor, which means, the responsibility of the buyer to identify the defects in the


This act does specify who is considered as the consumer in section 2(1)(d). this act also mentions the

various rights of the consumer such as the right to safety, right to information, right to choose, right to be

heard, right to redressal, and right to consumer education

Case; Manjeet Singh v. National Insurance Company LTD. &Anr, in this case, the appellant hired a

second-hand truck. This vehicle was insured by the respondent company. The appellant in his kindness

gave a passenger lift after that he was assaulted and fled with the vehicle. The appellant asked for

insurance. It was held by the supreme court that it wasn't the appellant's fault. It can't be considered a

breach of any policy. Therefore the court was directed to pay the compensation to the appellant.

Case; National Insurance Company LTD. V. Hindustan Safety Glass Works Ltd. & Anr

In this case, the insurance company has refused to compensate the respondent because of damage caused

due to heavy rain during the mentioned period. The insurance company admittedly denied relief to the

insured as the conditions of the policy mentioned that the company wouldn't be liable for the loss or

damages that occurred 12 months after the event of loss to be insured.

It was held by the national commission that the claim made by the insured is actionable. It was also

observed that the goods were insured at the time of the incident and he asked for the claim the next day it

was also viewed that the company should be liable for the compensation.


Popular posts from this blog

INCOME TAX SECTION 32AD - Investment in new plant or machinery in notified backward areas in certain States

 Description (1) Where an assessee, sets up an undertaking or enterprise for manufacture or production of any article or thing, on or after the 1st day of April, 2015 in any backward area notified by the Central Government in this behalf, in the State of Andhra Pradesh or in the State of Bihar or in the State of Telangana or in the State of West Bengal, and acquires and installs any new asset for the purposes of the said undertaking or enterprise during the period beginning on the 1st day of April, 2015 and ending before the 1st day of April, 2020 in the said backward area, then, there shall be allowed a deduction of a sum equal to fifteen per cent of the actual cost of such new asset for the assessment year relevant to the previous year in which such new asset is installed. (2) If any new asset acquired and installed by the assessee is sold or otherwise transferred, except in connection with the amalgamation or demerger or re-organisation of business referred to in clause (xiii)or cla

60 Minute Marriage Counselling Session On Phone

Description A 60 minute phone call with an expert Marriage\Relationship Counselor to discuss your marriage\relationship related issues. Counselling aims to resolve issues and improve communication in a relationship. Couples’ counselling works with both people in the relationship, however sessions can start with one individual, working towards the involvement of the other partner. What's Included a) 60 minute phone call with the counselor where you can discuss all your issues and seek guidance. What's Not Included a) Counselling session via meeting

Send Legal Notice for Divorce

 India being a secular country derives a large part of its laws from various religious practices. One such area of law is Divorce law of India. A divorce case in India can be initiated by either party based on the procedure relevant as per the law applicable to the parties. However, the procedure for divorce always starts with sending a legal notice.   Either party can send a legal notice to the other spouse intimating his/her intent to initiate legal proceedings for divorce. Sending a legal notice acts as a formal way of communication by one party to the other acting as a warning and at the same time creating chances for a last attempt for conciliation, if possible. Connect with an expert lawyer for your legal issue   What is a legal notice for divorce? A legal notice refers to a formal communication to a person or the opposite party in a case, informing him/her about one’s intention to undertake legal proceedings against him/her. Therefore, a legal notice for divorce is a formal inti